Government Regulators
The government regulators below can provide more in-depth information about U.S. financial services. These five regulators have authority over U.S. financial service companies, including those in the credit card industry. Office of the Comptroller of the Currency (OCC) The OCC, as part of the Treasury Department, charters, regulates, and supervises national banks to ensure a safe, sound and competitive banking system that supports the citizens, communities and economy of the United States. Federal Deposit Insurance Corporation (FDIC)
The mission of the FDIC is to maintain the stability of and public confidence in the nation's finance system. To achieve this goal, the FDIC has insured deposits and promotes safe and sound business practices. The Federal Reserve Board of Governors (FRB)
The Federal Reserve, the central bank of the United States, was founded by Congress in 1913 to provide the nation with a safer, more flexible, and more stable monetary and financial system. National Credit Union Administration (NCUA)
The National Credit Union Administration is an independent federal agency that supervises and insures federal credit unions and insures state-chartered credit unions. Office of Thrift Supervision (OTS)
The OTS is the primary regulator of all federal and many state-chartered thrift institutions, which include savings banks and savings loan associations.  Back to Top | 
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